Richard Ruble's Blog
Breaking Barriers to Homeownership: Bank Statement Loans for Self-Employed Borrowers
For self-employed professionals, entrepreneurs, and freelancers, achieving homeownership can sometimes feel out of reach. Traditional mortgage lenders often require tax returns and W-2s, which may not accurately reflect your income due to business deductions and write-offs. If this sounds familiar, VanDyk Mortgage has a solution for you. What is a Bank Statement Loan? A Bank […]
Condo vs. Condotel Financing: What You Need to Know
As a loan officer at VanDyk Mortgage, I often help homebuyers navigate the unique financing requirements for different types of properties. If you’re considering purchasing a condo or a condotel, it’s important to understand the key differences in financing options. While both offer great benefits, their loan requirements vary significantly due to how lenders assess […]